Who we are

Howard Family Insurance Group


Protecting Futures, Empowering Families.At Howard Family Insurance Group, we believe life insurance isn’t just a policy—it’s a promise. Proudly licensed in 10 states, we’re a family-first agency built on trust, transparency, and tailored coverage. Whether you’re securing your child’s future, protecting a mortgage, or building generational wealth, we’re here to guide you every step of the way.Led by James Howard, a dedicated insurance professional and community advocate, we specialize in affordable solutions including term, whole life, and return-of-premium policies. We offer remote consultations, flexible appointments, and clear explanations—no pressure, just protection.📍 Based in Chicago | 🌎 Licensed in FL, IL, MI, MN, NM, OH, SC, TX, VA, WA

Let’s protect what matters most—your family’s future.


Placeholder

Contact us

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!